Thiago Amaral
E-mail: tsantos@btlaw.com.br
Contact: ( 55 11 ) 99668-0020
Languages: Portuguese and English
OAB: OAB/SP 221.789
Practice Area(s): Contracts, Commercial Development, Means of Payment and Fintechs
About: Born in São Paulo/SP in 1980. Admitted to the Brazilian Bar Association in 2004. Thiago has extensive experience and knowledge of business contracts in a wide range of areas, especially in the Payment Methods and Fintech segments. He has worked as a legal consultant at one of the country's leading payment arrangement accreditors and at one of the most renowned global digital payment institutions. He has actively participated in strategic projects in the areas of Instant Payments (PIX), Open Finance, Credit Fintechs (SCD), Peer-to-Peer Lending (SEP), International Payments (eFX), Payment Arrangements (Banded Card and Voucher), Structuring Operations with Credit Card Receivables, Payment Services for Marketplaces and E-Commerce, among others. Recently, it has also started advising sports betting operators.
Education:
- Doctor (2024) and Master (2015) in Commercial Law from the Pontifical Catholic University of São Paulo - PUC/SP.
- Specialist in Corporate Law from FGV DIREITO SP - GvLaw (2008).
- Graduated in Law from UniFMU Law School (2003).
Articles and Publications
- Right of Return in Factoring Contracts. Curitiba: Juruá, 2016.
- Author of several legal articles in the areas of business contracts, financial markets and banking regulation.
Other Activities
- Professor of Contract Law in postgraduate courses at Fundação Getúlio Vargas - FGVLaw (since 2015).
- Professor of Contract Law in the postgraduate course in Business Law at the Institute of Teaching and Research - Insper (since 2020).
- Professor of Contract Law on the Law degree course at the Universidade da Cidade de São Paulo (2008 - 2012).
Recognitions
- Latin Lawyer - Banking & finance - 2024
- Leaders League - Best Law Firms in Banking and Finance: Regulatory and Opinions - 2025
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